Sofia House Model

Hamilton Homes, Imus, Cavite

Updated: 3-Jan-2009

Sample Computation

PROJECT HAMILTON HOMES
House Model SOFIA
Unit Regular Unit
Floor Area 79.75 sqm.
Lot Area 50 sqm.

 

Payment Term 1: 10% DP / 90% INHOUSE Financing

Total Contract Price (TCP) 1,410,000.00
Add Processing Fee 50,000.00
Total Package Price (TPP) 1,460,000.00
DOWNPAYMENT:  
10% of TPP 146,000.00
Less Reservation Fee 20,000.00
Net Downpayment 126,000.00
Monthly Downpayment:  
6 months @ 0%interest 21,000.00
AMORTIZATION:  
Loanable Amount (90% of TCP)  1,314,000.00
Monthly Amortization:  
5 Years @ 18%P.A. 33,366.97
10 Years @ 20% P.A. 25,393.80
15 Years @ 20% P.A. 23,077.74

 

Payment Term 2: 20% DP / 80% BANK OR INHOUSE Financing

Total Contract Price (TCP) 1,410,000.00
Add Processing Fee 50,000.00
Total Package Price (TPP) 1,460,000.00
DOWNPAYMENT:  
20% of TPP 292,000.00
Less Reservation Fee 20,000.00
Net Downpayment 272,000.00
Monthly Downpayment:  
6 months @ 0%interest 45,333.33
AMORTIZATION:  
Loanable Amount (80% of TCP)  1,168,000.00
Inhouse Financing:  
5 Years @ 18%P.A. 29,659.53
10 Years @ 20% P.A. 22,572.26
15 Years @ 20% P.A. 20,513.55
Bank Financing:  
5 Years @ 10.5%P.A. 25,104.88
10 Years @ 10.5% P.A. 15,760.41
15 Years @ 10.5% P.A. 12,911.06

 

Payment Term 3: HDMF (Pag-IBIG)

TOTAL CONTRACT PRICE (TCP) 1,410,000.00
  Add: Processing Fee 50,000.00
  Add: Move In Fee 14,000.00
Total Package Price 1,474,000.00
Less:Est. Net Loan Proceeds 1,213,338.12
Total Initial Cashout 260,661.88
  Less: Reservation 20,000.00
  D/P Balance 240,661.88
  Mo. D/P for 6 mos. 40,110.31
Loan Value 1,242,000.00
  HDMFMo.30 yrs (P+I) 11,711.62
  Net Disposable Income 29,279.04

NOTES:

  • Disclaimer: All amounts and figures in this form are for sample computation purposes only. Prices and rates may change without further notice.
  • All amounts are in Philippine peso
  • Reservation Fee is non-refundable and non-transferrable in case of withdrawal and cancellation

For more information and site visits, please contact us:

ROLDAN C. BINUYA
Licensed Real Estate Broker
REBL No. 20673
Landline: +63 2 506 3671
Mobile: +63 917 865 0725

MARY ANN M. BINUYA
Licensed Real Estate Broker
REBL No. 20591
Landline: +63 2 482 8262
Mobile: +63 918 935 2835

Email: info@bahaycentral.com

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