Pearl House Model

Ponticelli, Daang-hari, Bacoor, Cavite

Updated: 16-July-2008

Sample Computation

PROJECT	PONTICELLI
House Model	Pearl
Unit	Regular Unit
Floor Area	79 sqm. (850 sq.ft.)
Lot Area	110 sqm. (1184 sq. ft.)

Payment Term 1: 20% DP / 80% Financing

TCP	PHP 3,270,738.00
RESERVATION FEE:	40,000.00
DOWNPAYMENT:
20% of TCP	654,738.00
Less Reservation Fee	40,000.00
Net Downpayment	614,738.00
Monthly Downpayment:
12 Months @ 0% interest	51,228.17

MONTHLY AMORTIZATION:
Loanable Amount (80%):	2,616,000.00

OPTION 1: In-house Financing
5 Years @ 19%P.A.	67,860.35
10 Years @ 19% P.A.	48,833.40

OPTION 2: Bank Financing
5 Years @ 10.5% P.A.	56,228.04
10 Years @ 10.5% P.A.	35,299.00
15 Years @ 10.5% P.A.	28,917.24

Payment term 2: 30% DP / 70% Financing

TCP	PHP 3,270,738.00
RESERVATION FEE:	40,000.00
DOWNPAYMENT:
30% of TCP	981,738.00
Less Reservation Fee	40,000.00
Net Downpayment	941,738.00
Monthly Downpayment:
12 Months @ 0% interest	78,478.17


MONTHLY AMORTIZATION:
Loanable Amount (70%):	2,289,000.00

OPTION 1: In-house Financing
5 Years @ 19%P.A.	59,377.80
10 Years @ 19% P.A.	42,729.22

OPTION 2: Bank Financing
5 Years @ 10.5% P.A.	49,199.54
10 Years @ 10.5% P.A.	30,886.62
15 Years @ 10.5% P.A.	25,302.58

NOTES:

All amounts and figures in this form are for sample computation purposes only.
All amounts are in Philippine peso
Prices are Updated as of July 2008.

For more information, please contact:

MARY ANN MORENO-BINUYA
Tel. No.: +63 2 357 9796 / +63 2 482 8262 / +63 917 865 0725
Fax No.: +63 2 534 6299
Email: info@bahaycentral.com